Medicaid

What Is Health Insurance?

Health insurance helps cover the high cost of medical and surgical expenses. It helps pay for health care and protects you from paying the full costs of medical services when you’re injured or sick.

Unlike group insurance you get from your employer or spouse’s employer, individual and family health insurance you purchase on your own. When you buy health insurance on your own, it is a private health insurance plan.

Similar to choosing other types of insurance like auto, home or life insurance, you can choose from a variety of insurance company’s and many levels of plan coverage (Platinum, Gold, Silver, Bronze) to meet your budget and health care needs. Health insurance plans vary in deductibles, co-pays, prescription costs, monthly premiums, doctor networks and hospitals etc.

Don’t worry; we know this can get confusing. We encourage you to call us and speak with one of our friendly, knowledgeable, and licensed health insurance agents. We will take you step-by-step through the enrollment process (from the available insurance companies here in Nevada) and find the one best suited for you.